A purpose-built financial strategy for individuals, couples, and families who want more than conventional advice.

Larry Nielsen’s practice was built on the belief that clients deserve a financial advisor as sophisticated as the challenges they face and as invested in their future as they are. For more than four decades, he has guided individuals, couples, and families through their most important financial decisions. He still works with the very first client who hired him 45 years ago, and many others have relied on him as the center of their financial lives for more than 25 years.

Larry is a former CPA and former CFO, with 45 years of experience in financial planning since 1979. His background spans public accounting, corporate finance, and decades of planning work, giving him real-world judgment that high-net-worth individuals and families can rely on. He has been published in the Minneapolis Star Tribune and has written and led investment workshops.

“It’s not just the numbers. It’s what it means to you.” — Larry Nielsen, Financial Advisor | RBC Wealth Management

Larry uses the RBC WealthPlan, a guided, personalized approach, to coordinate investment, tax, and estate considerations across the full architecture of wealth. Unlike plans that are delivered once and forgotten, the RBC WealthPlan is designed to evolve with life. Risk is considered first and discussed directly. Every element is viewed as part of one integrated picture, not as a set of isolated accounts.

• Your portfolio strategy is constructed with your full financial picture in mind: risk profile, time horizon, tax consideration, and long-term goals.
• Investment decisions are evaluated through a tax lens before execution and coordinated with your CPA.
• Wealth transfer, beneficiary designations, and legacy goals are woven into your plan from day one.
• The plan is updated as priorities, relationships, and financial circumstances evolve.

“It’s not simply a plan on paper. It’s the confidence to sleep better, enjoy life, and be present for the people who matter most.” — Larry Nielsen

Every aspect of your financial life is coordinated under one integrated strategy, from retirement income and cash flow to education, major life transitions, and legacy planning.

“It’s not to beat the market. It’s to build a life that doesn’t depend on it.” — Larry Nielsen

Every portfolio starts with a clear-eyed assessment of risk tolerance, time horizon, and the downside you can truly afford, not the downside a questionnaire assigns you. Investment decisions are never made in isolation from tax consequences. Asset location, tax-loss harvesting, and Roth optimization are built into how portfolios are managed. Backed by RBC’s global research platform and $4 trillion in assets under management, Larry brings institutional-grade insights to every client portfolio.

Larry doesn’t serve everyone. He serves those whose financial lives have grown complex enough that they need more than investment management. They need a partner who understands the full picture.

There comes a point where the financial conversation shifts beyond investment performance. The real questions become how you want to live, how secure you feel, how to plan for children, education, inheritance, legacy, eldercare, longevity risk, and how to protect what you have built together.

• Couples with meaningful complexity gain a shared framework for making decisions together.
• Business owners can untangle personal and business finances, plan liquidity events, and build a post-exit financial life.
• Senior executives can coordinate stock options, RSUs, deferred compensation, concentrated positions, and legal, tax, and estate counsel.

That kind of long-term relationship is built on steady guidance, honest conversations, and being there when life changes. Clients often say they feel more confident about the rest of their financial lives and more able to sleep better, enjoy life, and spend time with family.

Every client relationship begins with a straightforward conversation about what matters most.